.lm-hero{background:#13264E;color:#FFFFFF;padding:72px 0 80px}
.lm-hero-in{display:flex;flex-wrap:wrap;gap:48px;align-items:flex-start}
.lm-copy{flex:1 1 440px;min-width:0;padding-top:12px}
.lm-kicker{margin:0 0 12px;font-size:15px;font-weight:700;letter-spacing:0.08em;text-transform:uppercase;color:#31CCB0}
.lm-copy h1{margin:0 0 16px;font-family:Poppins,sans-serif;font-weight:700;font-size:52px;line-height:1.08}
.lm-sub{margin:0 0 24px;font-size:20px;line-height:1.55;color:#D6DEEA;max-width:560px}
.lm-ticks{list-style:none;margin:0 0 28px;padding:0;display:flex;flex-direction:column;gap:12px}
.lm-ticks li{position:relative;padding-left:34px;font-size:18px;line-height:1.45;color:#FFFFFF}
.lm-ticks li:before{content:"";position:absolute;left:0;top:2px;width:22px;height:22px;border-radius:50%;background:#31CCB0}
.lm-ticks li:after{content:"";position:absolute;left:7px;top:8px;width:8px;height:4px;border-left:2.5px solid #13264E;border-bottom:2.5px solid #13264E;transform:rotate(-45deg)}
.lm-badge{height:52px;width:auto;display:block}
.lm-formwrap{flex:1 1 400px;min-width:0;max-width:500px;background:#FFFFFF;color:#13264E;border-radius:22px;padding:32px;box-shadow:0 24px 60px rgba(0,0,0,0.25);box-sizing:border-box}
.lm-form-title{margin:0 0 4px;font-family:Poppins,sans-serif;font-weight:700;font-size:24px}
.lm-form-sub{margin:0 0 20px;font-size:16px;color:#4A5B75}
.lm-formwrap .jf-grid{grid-template-columns:1fr}
.lm-formwrap .jf-submit{width:100%;background:#31CCB0;color:#13264E}
.lm-formwrap .jf-submit:hover{background:#2AB89E}
.lm-formwrap .jf-actions{flex-direction:column;align-items:stretch;gap:8px}
.lm-formwrap .jf-note{text-align:center}
.lm-formwrap .jf-skel{grid-template-columns:1fr}
.jf-dl{display:inline-flex;align-items:center;justify-content:center;min-height:52px;margin-top:16px;padding:0 26px;border-radius:999px;background:#13264E;color:#FFFFFF !important;font-weight:700;text-decoration:none}
.jf-dl:hover{background:#0B1830}
.lm-inside{padding:80px 0}
.lm-h2{margin:0 0 12px;font-family:Poppins,sans-serif;font-weight:700;font-size:38px;color:#13264E}
.lm-intro{margin:0 0 32px;font-size:18px;line-height:1.55;color:#4A5B75;max-width:640px}
.lm-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(280px,1fr));gap:20px}
.lm-card{background:#F2F5F9;border-radius:18px;padding:26px}
.lm-num{display:inline-flex;width:34px;height:34px;border-radius:50%;background:#31CCB0;color:#13264E;font-family:Poppins,sans-serif;font-weight:700;align-items:center;justify-content:center}
.lm-card h3{margin:14px 0 8px;font-family:Poppins,sans-serif;font-weight:600;font-size:20px;color:#13264E}
.lm-card p{margin:0;font-size:16px;line-height:1.55;color:#4A5B75}
.lm-who{background:#F2F5F9;padding:72px 0}
.lm-who-in{display:flex;flex-wrap:wrap;gap:40px;align-items:center}
.lm-photo{width:220px;height:260px;object-fit:cover;object-position:50% 18%;border-radius:22px;flex:none}
.lm-who-in>div{flex:1 1 420px;min-width:0}
.lm-who p{margin:0 0 14px;font-size:18px;line-height:1.6;color:#24364F;max-width:680px}
.lm-who a{font-weight:700}
@media (max-width:760px){.lm-hero{padding:44px 0 56px}.lm-copy h1{font-size:36px}.lm-sub{font-size:18px}.lm-formwrap{padding:24px 20px}.lm-h2{font-size:30px}.lm-inside,.lm-who{padding:56px 0}.lm-photo{width:160px;height:190px}}
/* consistent step numbers */
.lm-num{width:44px;height:44px;background:#13264E;color:#FFFFFF;font-size:16px}